CS/BIRM/SEM-5/BIRM-505/2011-12
2011
UNDERWRITING & CLAIM MANAGEMENT
Time Allotted : 3 Hours Full Marks : 70
The figures in the margin indicate full marks.
Candidates are required to give their answers in their own words
as far as practicable.
GROUP – A
( Multiple Choice Type Questions )
1. Choose the correct alternatives for any ten of the following :
10 × 1 = 10
i) Greater the risk ...................... should be the premium.
a) Equal b) Greater
c) Lower d) Less.
ii) ...................... is the person who decidess to accept or
reject an insurance application.
a) Proposer b) Claimant
c) Insured d) Underwriter.
iii) Which one of the following statements is correct ?
a) An underwriter charges extra premium for physical
hazards
b) An underwriter charges extra premium for moral
hazards
c) Both the statements above are correct
d) Both the statements above are wrong.
iv) Before paying a death claim, which of the following have
to be verified ?
a) Proof of death of life insured