WBUT Question Paper For BIRM 3rd year Student UNDERWRITING & CLAIM MANAGEMENT (CS/BIRM/SEM-5/BIRM-505/2011-12) Question paper

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CS/BIRM/SEM-5/BIRM-505/2011-12

2011

UNDERWRITING & CLAIM MANAGEMENT

Time Allotted : 3 Hours                                               Full Marks : 70

The figures in the margin indicate full marks.

Candidates are required to give their answers in their own words

as far as practicable.

GROUP – A

( Multiple Choice Type Questions )

1. Choose the correct alternatives for any ten of the following :

10 × 1 = 10

i) Greater the risk ...................... should be the premium.

a) Equal b) Greater

c) Lower d) Less.

ii) ...................... is the person who decidess to accept or

reject an insurance application.

a) Proposer b) Claimant

c) Insured d) Underwriter.

iii) Which one of the following statements is correct ?

a) An underwriter charges extra premium for physical

hazards

b) An underwriter charges extra premium for moral

hazards

c) Both the statements above are correct

d) Both the statements above are wrong.

iv) Before paying a death claim, which of the following have

to be verified ?

a) Proof of death of life insured

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